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Answers to common questions

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I can’t think of anything more satisfying than helping others find the home that speaks to them. We are all unique individuals with our own personal tastes, whether selling or buying it’s my goal to help guide you through the process to a successful close.
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What makes Seattle Neighborhoods Unique?

From my perspective, I find the uniqueness of Seattle to be in its layout of iconic neighborhoods. Whereas living in a suburb, you’ll find that mainly you have your houses with your big box stores, chain restaurants, and shops.

In Seattle there tends to be more of what I would call a core/heart to each neighborhood. An area for those who live close by to connect, from the local coffee shops and restaurants to the retail shops and farmer markets. They have their parades, special celebrations, and parks, with access to water and varying views of the city, lakes, mountains, and sound. The only name brand stores you’ll find is for the more essentials items, like groceries and pharmacies.

Seattle neighborhoods tend to be a reflection of its inhabitants, showing diversity to be alive and well! Each with its own ways to connect on blogs and other media, it really comes down to exploring each to find the one that best fits you.

How has Covid-19 affected the Seattle Real Estate Market?

These days are certainly unprecedented and we all are trying to get a sense of where the market is headed, especially the longer we are under the “stay at home” mandate.

Where Seattle is concerned since we were already in a negative inventory market prior to the pandemic our market even now remains strong for the most part, though new listings have slowed. With every passing week, there are new adjustments, such as the elimination of Jumbo loans, for the time being, raising of the bar for entry to qualify for a loan and the looming forbearance debacle. But as long as interest rates stay low and lenders are holding strong the Seattle market will continue its current course.

Year over year, the Seattle market has dropped 36% since last March for the overall number of listings on the MLS. A trend that is now in its fourth month. There may not be as many buyers as there were before the pandemic but those who have remained are enjoying a little less competition.

How is my Interest Rate Decided?
With all the talk of Interest Rates these days you may be wondering if the Interest Rate you see on a website is the rate you’ll be qualified for when the time comes. Honestly, I find them to be a bit misleading. While the rates you find online are the actual rate at that moment, you need to understand that they are skewed to those with the A+ credit/debt ratio. A majority will fall somewhere shy of the actual rate.

Factors that can’t be known until you apply for a loan with a lender but truly matter are: credit score, current debts, earned income, assets and type of loan with percentage of down payment. These critical pieces will be the determining factor between the lowest rate available vs. an 1/8 to ½ % higher based on where land with these 6 items.

One last thing, as you know interest rates can change on a daily basis. Just because you apply for a loan and qualify for a certain interest rate does not mean that when you go under contract on a home that the rate will still be where it was when you first applied. They are typically locked in once you have gone pending, so please make sure you are in constant communication with your lender.

If you would like to discuss further, please call, text or email me and I will make sure to connect with you within 24 hours.

Start Exploring

Downtown

Queen Anne
& Magnolia

Laurelhurst
& Sandpoint

Bellevue
& Issaquah

Beacon Hill
& Columbia City

Central District
& Capitol Hill

West
Seattle

Ballard
& Fremont

Edmonds, Shoreline, & Lake Forest Park
BURIEN & NORMANDY PARK

Anusha S.

She definitely went above and beyond. Her strengths are her knowledge about the Seattle area and neighborhoods. In addition, she provided valuable insights about the integrity of houses we were seeing and materials used in the houses. In some cases she even steered us away from bad decisions

Anusha S.

Angela & David

Laura is an excellent agent, she expedited every response to every question. There were many questions during the purchase of this home, Laura made sure we were at ease that any and all questions would be answered. This was a quick 30 day purchase that closed on time, much Thanks to Laura. She has the perfect personality for sales agent! Enjoyed working with her. 

Angela & David

Anna

I find it hard to put into words how wonderfully patient, knowledgeable and professional Laura is. She has an incredible knowledgeable in not only the Seattle market, but the whole market and buying process. She is kind and patient, and takes time to learn about the client’s need. Laura went far above and beyond to help me find my first condo. I recommend Laura to anyone looking to buy property in Seattle. As a naive first time home/condo buyer, I firmly believe that having Laura in my corner made my purchase possible and she helped me get the best deal possible. I cannot recommend her enough! Thank you for everything you have done Laura, you’re awesome and made the process surprisingly easy and wonderful! 

Anna

Ismat

I wanted to thank Laura, for her help to find us right home. It's great to work with someone who is so dedicated in doing best job possible.She is very knowledgeable ,easy reachable.We are so excited about next step in our journey.I will highly recommend her.

Ismat

David M

I worked with Laura after previously having numerous home walkthroughs from other agents via Redfin. What impressed me most was the extra details and printouts about the properties we were touring. With the Redfin folks I worked with previously they hadn't provided any of that information and would sometimes show up late, so it was a nice change of pace to work with someone professional, prepared, and took me seriously as a younger buyer. After I made an offer on the home, Laura helped connect me with a Lender with a much better rate than I was pre-approved for and was highly responsive to any questions (of which I had many as a first time homebuyer) about the process and next steps. Laura was always prepared and kept me informed about what I should be expecting next or what she would be doing. Working with Laura felt extremely easy and I appreciated how well she communicated with me throughout.

David M

 

Cliff & Vien

Laura was extremely helpful, knowledgeable and responsive as our listing agent. Her professionalism, expertise and excellent interpersonal skills work to make her an incredible representative for anyone attempting to purchase a home. I would absolutely recommend her as your only real estate agent!

Cliff & Vien

Martin P

We are so grateful that Laura has been with us for every step of the home buying process. She has been readily available and able to answer all of our questions, going above and beyond to ensure that we find a home that is the perfect fit.

Martin P

Julie F

Laura was amazing to work with. She helped me through the process of buying a home step by step. Never pushy and always willing and ready to show homes I was interested in. She’s always willing to go the extra mile. The process of buying a home can be scary or intimidating, but Laura made the process so easy. She is definitely someone you can trust. I highly recommend her. Thanks Laura for a great experience!

Julie F

Matt

Laura was amazing. We had some interesting circumstances with a job change that required a very quick move. On top of being extremely knowledgeable about the market, she was so helpful and responsive in helping prepare the house for the move, from initial conversation to listing happened in less than a week and our first offer within 24 hrs. Furthermore, when we ran into some appraisal issues, she was extremely helpful in navigating the negotiation process. I would highly recommend Laura.

Matt

Cara

Michelle is absolutely amazing. She has a wealth of knowledge and goes above and beyond to help at every stage of the process. We looked at one home, fell in love with it, contacted Michelle, and she helped us move into our dream home with 14 other bids at play. She answered all my questions from the escrow process to favorite local restaurants and everything in between. I HIGHLY recommend working with Michelle!

Cara

S & G

We were so lucky to find Laura! She has a deep knowledge of the neighborhoods in Seattle and worked closely with us to find properties that matched our vision. We changed strategies a couple times after we realized that what we said we wanted wasn’t actually what we wanted, having seen properties that matched those qualifications perfectly. Laura was super flexible and patient with us through this process and we ended up finding a property only after a few weeks of working together. We also appreciated Laura’s empathy with us as first time homebuyers and all of the anxiety and second guessing that comes with the process. We’d highly recommend working with Laura!

S & G

Rachel

I can not say enough about how amazing our experience was with Michelle. We had a complex and untraditional negotiation, in the start of the Covid-19 pandemic, and we had a baby during the negotiation process! She made owning a home possible for us and brought a level of humanity and compassion to the transaction that is commonly missing. I strongly recommend working with Michelle Beckman!

Rachel

Miguel

Michelle is a delight to work with. She is diligent, knowledgeable, and fierce on behalf of her client. We could not have been happier to work with her. And on top of it all, she is wonderful to be around. She is the perfect support whether you are selling or buying. I look forward to a future where we get to work with her again. 10 out of 10 a genuinely awesome human.

Miguel

Reeni

Michelle was awesome to work with, from the initial list of items to do to make sure the house showed the best and would receive the best offer(s) to do extensive market analysis to ensure a great initial listing price. She outlined every step of the selling process ensuring there were no surprises along the way. She followed up on every showing to gather important feedback and when there were multiple offers received on the same day, she was fantastic at helping decide which was the strongest offer to accept. She consistently went above and beyond, including amazing photos and marketing of my house and her diligence helped the selling process go smooth. I cannot recommend Michelle enough!

Reeni

Romeo

I am a transplant from New England. I had very little area knowledge but knew I wanted to be close to SODO for commuting. Diane helped to determine what my "must haves" were for the home I was looking for and drove me around neighborhoods to show me what was available in the commuting zone I was wanted to stay within. Once she showed me the exact home I wanted, she advised me on a negotiation plan and made all the necessary arrangements (in a very short timeframe). I could not have been happier with the finance company she put me in touch with as my bank could not meet the turnaround time I needed as well as the home inspector she was able to get me an appointment with in same week. I am over the top happy with my home and the entire process thanks to Diane.

Romeo

Vicinage Real Estate Group